{"id":23416,"date":"2017-07-13T03:36:27","date_gmt":"2017-07-13T03:36:27","guid":{"rendered":"http:\/\/baovietduc.de\/?p=23416"},"modified":"2017-07-13T03:36:27","modified_gmt":"2017-07-13T03:36:27","slug":"13-trieu-chu-xe-the-chap-pham-luat-vo-tin-dung-cho-vay-mua-o-to","status":"publish","type":"post","link":"https:\/\/baovietduc.de\/2017\/07\/13-trieu-chu-xe-the-chap-pham-luat-vo-tin-dung-cho-vay-mua-o-to\/","title":{"rendered":"1,3 tri\u1ec7u ch\u1ee7 xe th\u1ebf ch\u1ea5p ‘ph\u1ea1m lu\u1eadt’: ‘V\u1ee1’ t\u00edn d\u1ee5ng cho vay mua \u00f4 t\u00f4?"},"content":{"rendered":"

BVD – Tr\u01b0\u1edbc m\u1eaft, trong b\u1ed1i c\u1ea3nh 1,3 tri\u1ec7u xe \u00f4 t\u00f4 th\u1ebf ch\u1ea5p \u1edf ng\u00e2n h\u00e0ng \u0111ang \u201cvi ph\u1ea1m ph\u00e1p lu\u1eadt\u201d nh\u01b0 v\u1eady, n\u1ebfu nh\u01b0 x\u1eed ph\u1ea1t s\u1ebd g\u00e2y b\u1ea5t l\u1ee3i cho ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng, ho\u1ea1t \u0111\u1ed9ng v\u1eadn t\u1ea3i, v\u00e0 ho\u1ea1t \u0111\u1ed9ng kinh t\u1ebf x\u00e3 h\u1ed9i n\u00f3i chung.<\/strong>
\nTr\u01b0\u1edbc nh\u1eefng tranh c\u00e3i v\u1ec1 vi\u1ec7c CSGT c\u00f3 quy\u1ec1n x\u1eed ph\u1ea1t ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe \u00f4 t\u00f4 kh\u00f4ng c\u00f3 gi\u1ea5y t\u1edd g\u1ed1c, trong khi nh\u1eefng gi\u1ea5y t\u1edd n\u00e0y \u0111\u01b0\u1ee3c ch\u1ee7 xe \u0111\u1eb7t \u1edf ng\u00e2n h\u00e0ng khi mua tr\u1ea3 g\u00f3p\/th\u1ebf ch\u1ea5p xe \u00f4 t\u00f4, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c \u2013 Ph\u00f3 Ch\u1ee7 nhi\u1ec7m CLB Ph\u00e1p ch\u1ebf ng\u00e2n h\u00e0ng, Ch\u1ee7 t\u1ecbch C\u00f4ng ty Lu\u1eadt BASICO cho r\u1eb1ng c\u00f3 th\u1ec3 n\u00f3i c\u01a1 quan c\u00f4ng an c\u0169ng \u0111\u00fang, ng\u01b0\u1eddi d\u00e2n (kh\u00e1ch h\u00e0ng c\u1ee7a ng\u00e2n h\u00e0ng) c\u0169ng \u0111\u00fang v\u00e0 ng\u00e2n h\u00e0ng c\u0169ng \u0111\u00fang.<\/p>\n

Tuy nhi\u00ean, c\u01a1 quan c\u00f4ng an l\u00e0m \u0111\u00fang theo ph\u00e1p lu\u1eadt, c\u00f2n ph\u00eda ng\u00e2n h\u00e0ng v\u00e0 ng\u01b0\u1eddi d\u00e2n \u0111ang l\u00e0m \u0111\u00fang theo th\u1ef1c t\u1ebf v\u00e0 theo h\u1ee3p \u0111\u1ed3ng th\u1ecfa thu\u1eadn. Nh\u01b0ng cu\u1ed1i c\u00f9ng, h\u1eadu qu\u1ea3 c\u1ee7a s\u1ef1 b\u1ea5t nh\u1ea5t n\u00e0y l\u00e0 thi\u1ec7t h\u1ea1i l\u1edbn \u0111\u1ebfn vi\u1ec7c cho vay c\u1ee7a ng\u00e2n h\u00e0ng c\u0169ng nh\u01b0 vi\u1ec7c tu\u00e2n th\u1ee7 ph\u00e1p lu\u1eadt c\u1ee7a ng\u01b0\u1eddi d\u00e2n.<\/p>\n

Lu\u1eadt Giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9 quy \u0111\u1ecbnh ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe \u00f4 t\u00f4 ph\u1ea3i mang theo b\u1ea3n g\u1ed1c \u0111\u0103ng k\u00fd xe, nh\u01b0ng trong giai \u0111o\u1ea1n t\u1eeb n\u0103m 2007 \u0111\u1ebfn n\u0103m 2011 theo Ngh\u1ecb \u0111\u1ecbnh 63 c\u1ee7a Ch\u00ednh ph\u1ee7 cho ph\u00e9p ng\u00e2n h\u00e0ng gi\u1eef b\u1ea3n ch\u00ednh, c\u00f2n kh\u00e1ch h\u00e0ng \u2013 ng\u01b0\u1eddi l\u01b0u th\u00f4ng xe \u0111\u01b0\u1ee3c gi\u1eef b\u1ea3n sao. Sau \u0111\u00f3, Ngh\u1ecb \u0111\u1ecbnh 11 n\u0103m 2012 c\u1ee7a Ch\u00ednh ph\u1ee7 \u0111\u00e3 kh\u00f4ng cho ph\u00e9p ti\u1ebfp t\u1ee5c d\u00f9ng b\u1ea3n sao \u0111\u0103ng k\u00fd xe v\u00ec nh\u01b0 th\u1ebf l\u00e0 tr\u00e1i v\u1edbi Lu\u1eadt.<\/p>\n

\u201cNh\u01b0 v\u1eady, theo \u0111\u00fang quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt, 5 n\u0103m nay ng\u00e2n h\u00e0ng \u0111\u00e3 kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p gi\u1eef gi\u1ea5y t\u1edd g\u1ed1c \u0111\u0103ng k\u00fd xe, CSGT c\u00f3 quy\u1ec1n x\u1eed ph\u1ea1t nh\u1eefng tr\u01b0\u1eddng h\u1ee3p vi ph\u1ea1m. Nh\u01b0ng \u0111\u00e1ng ti\u1ebfc vi\u1ec7c tu\u00e2n th\u1ee7 ph\u00e1p lu\u1eadt r\u1ea5t ch\u1eadm tr\u1ec5, \u0111\u1ebfn b\u00e2y gi\u1edd c\u01a1 quan ch\u1ee9c n\u0103ng m\u1edbi nh\u1eafc nh\u1edf v\u00e0 m\u1edbi r\u1ed9 l\u00ean vi\u1ec7c x\u1eed ph\u1ea1t\u201d, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c n\u00f3i.<\/p>\n

C\u0169ng theo \u00f4ng \u0110\u1ee9c, m\u00e2u thu\u1eabn \u1edf \u0111\u00e2y l\u00e0, Lu\u1eadt quy \u0111\u1ecbnh nh\u01b0 v\u1eady l\u00e0 \u0111\u00fang, nh\u01b0ng c\u01a1 ch\u1ebf th\u1ebf ch\u1ea5p xe b\u1eb1ng \u0111\u0103ng k\u00fd gi\u1ea5y t\u1edd \u0111\u1ea7y \u0111\u1ee7, ng\u01b0\u1eddi ch\u1ee7 xe kh\u00f4ng th\u1ec3 chuy\u1ec3n nh\u01b0\u1ee3ng xe cho ng\u01b0\u1eddi kh\u00e1c. Tuy nhi\u00ean, th\u1ef1c t\u1ebf l\u1ea1i v\u00f4 c\u00f9ng r\u1ee7i ro khi c\u00f3 \u0111\u1ebfn h\u00e0ng ngh\u00ecn tr\u01b0\u1eddng h\u1ee3p ch\u1ee7 xe v\u1eabn c\u1ee9 b\u00e1n, chuy\u1ec3n nh\u01b0\u1ee3ng ph\u01b0\u01a1ng ti\u1ec7n cho d\u00f9 kh\u00f4ng c\u00f3 gi\u1ea5y t\u1edd g\u1ed1c.<\/p>\n

\u201cNh\u1eefng giao d\u1ecbch b\u1ea5t h\u1ee3p ph\u00e1p n\u00e0y khi\u1ebfn ng\u00e2n h\u00e0ng ph\u1ea3i theo \u0111u\u1ed5i r\u1ea5t m\u1ec7t m\u1ecfi. B\u1ea3n th\u00e2n t\u00f4i c\u0169ng t\u1eebng x\u1eed l\u00fd nh\u1eefng v\u1ee5 vi\u1ec7c nh\u01b0 th\u1ebf. Cho n\u00ean kh\u00f4ng ng\u00e2n h\u00e0ng n\u00e0o d\u00e1m th\u1ef1c hi\u1ec7n \u0111\u00fang theo quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt l\u00e0 giao gi\u1ea5y t\u1edd g\u1ed1c cho kh\u00e1ch h\u00e0ng. Ch\u1ec9 c\u00f3 kh\u00e1c l\u00e0 tr\u01b0\u1edbc \u0111\u00e2y \u0111\u01b0\u01a1ng nhi\u00ean \u0111\u01b0\u1ee3c quy\u1ec1n gi\u1eef, c\u00f2n g\u1ea7n \u0111\u00e2y c\u00e1c ng\u00e2n h\u00e0ng l\u00e1ch lu\u1eadt b\u1eb1ng c\u00e1ch c\u00f3 nh\u1eefng th\u1ecfa thu\u1eadn ri\u00eang b\u1eb1ng x\u00e1c nh\u1eadn kh\u00e1ch h\u00e0ng t\u1ef1 nguy\u1ec7n giao n\u1ed9p gi\u1ea5y t\u1edd cho ng\u00e2n h\u00e0ng\u201d.<\/p>\n

\"\"<\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Ph\u00f3 Ch\u1ee7 nhi\u1ec7m CLB Ph\u00e1p ch\u1ebf ng\u00e2n h\u00e0ng, Ch\u1ee7 t\u1ecbch C\u00f4ng ty Lu\u1eadt BASICO.<\/em><\/p>\n

\nLu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c c\u1ea3nh b\u00e1o h\u1eadu qu\u1ea3 c\u1ee7a nh\u1eefng tranh c\u00e3i hi\u1ec7n nay l\u00e0 ng\u00e2n h\u00e0ng c\u00f3 nguy c\u01a1 d\u1eebng cho vay mua \u00f4 t\u00f4. Tr\u01b0\u1edbc m\u1eaft, trong b\u1ed1i c\u1ea3nh 1,3 tri\u1ec7u xe \u00f4 t\u00f4 \u0111ang \u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p \u1edf ng\u00e2n h\u00e0ng \u0111ang \u201cvi ph\u1ea1m ph\u00e1p lu\u1eadt\u201d nh\u01b0 v\u1eady, n\u1ebfu nh\u01b0 x\u1eed ph\u1ea1t s\u1ebd g\u00e2y b\u1ea5t l\u1ee3i cho ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng, ho\u1ea1t \u0111\u1ed9ng v\u1eadn t\u1ea3i, v\u00e0 ho\u1ea1t \u0111\u1ed9ng kinh t\u1ebf x\u00e3 h\u1ed9i n\u00f3i chung.<\/p>\n

\u201cQuan \u0111i\u1ec3m c\u1ee7a t\u00f4i l\u00e0 t\u1ea1m th\u1eddi n\u00ean d\u1eebng vi\u1ec7c x\u1eed ph\u1ea1t \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe \u00f4 t\u00f4 kh\u00f4ng mang theo gi\u1ea5y t\u1edd g\u1ed1c. Nh\u01b0ng v\u1ec1 l\u00e2u d\u00e0i, ph\u1ea3i t\u00ednh \u0111\u1ebfn vi\u1ec7c s\u1eeda lu\u1eadt theo hai h\u01b0\u1edbng: cho ph\u00e9p ng\u00e2n h\u00e0ng gi\u1eef b\u1ea3n ch\u00ednh; ho\u1eb7c c\u00f3 th\u1ec3 t\u00e1ch ra hai lo\u1ea1i gi\u1ea5y l\u00e0 Gi\u1ea5y \u0111\u0103ng k\u00fd s\u1edf h\u1eefu do ng\u00e2n h\u00e0ng gi\u1eef, v\u00e0 Gi\u1ea5y l\u01b0u h\u00e0nh do kh\u00e1ch h\u00e0ng gi\u1eef.<\/p>\n

Theo quan \u0111i\u1ec3m c\u1ee7a TS. C\u1ea5n V\u0103n L\u1ef1c – Ph\u00f3 T\u1ed5ng Gi\u00e1m \u0111\u1ed1c, C\u1ed1 v\u1ea5n c\u1ea5p cao H\u0110QT Ng\u00e2n h\u00e0ng \u0110\u1ea7u t\u01b0 v\u00e0 Ph\u00e1t tri\u1ec3n Vi\u1ec7t Nam – c\u1ea7n ph\u1ea3i c\u00f3 ph\u01b0\u01a1ng \u00e1n th\u1ed1ng nh\u1ea5t v\u1ec1 vi\u1ec7c n\u00e0y. Theo kinh nghi\u1ec7m qu\u1ed1c t\u1ebf, b\u00ean cho vay (ng\u00e2n h\u00e0ng) n\u00ean \u0111\u01b0\u1ee3c ph\u00e9p n\u1eafm gi\u1eef gi\u1ea5y t\u1edd g\u1ed1c v\u00ec n\u00f3 \u0111i k\u00e8m v\u1edbi t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p. C\u01a1 quan c\u00f4ng an c\u00f3 th\u1ec3 ch\u1ea5p nh\u1eadn b\u1ea3n sao c\u00f4ng ch\u1ee9ng v\u00e0 c\u00f3 x\u00e1c nh\u1eadn t\u1eeb ph\u00eda ng\u00e2n h\u00e0ng, r\u1eb1ng gi\u1ea5y \u0111\u0103ng k\u00fd xe \u0111\u00f3 \u0111ang thu\u1ed9c tr\u00e1ch nhi\u1ec7m qu\u1ea3n l\u00fd c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u1ed1i v\u1edbi ch\u1ee7 xe \u0111ang c\u00f3 kho\u1ea3n vay t\u1ea1i ng\u00e2n h\u00e0ng \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n \u0111\u00f3.<\/p>\n

\u0110\u1ec3 gi\u1ea3i quy\u1ebft ngay l\u1eadp t\u1ee9c v\u1ea5n \u0111\u1ec1 n\u00e0y, tr\u00e1nh g\u00e2y thi\u1ec7t h\u1ea1i cho ng\u01b0\u1eddi d\u00e2n, \u00f4ng L\u1ef1c cho bi\u1ebft: \u201cTheo t\u00f4i \u0111\u01b0\u1ee3c hi\u1ec3u, Ngh\u1ecb \u0111\u1ecbnh kh\u00f4ng quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 c\u1ea7n ph\u1ea3i c\u00f3 gi\u1ea5y t\u1edd g\u1ed1c hay b\u1ea3n sao c\u00f4ng ch\u1ee9ng, \u0111\u1ea5y l\u00e0 m\u1ed9t h\u01b0\u1edbng \u0111\u1ec3 c\u00f3 th\u1ec3 th\u00e1o g\u1ee1, c\u00f3 ngh\u0129a l\u00e0 ng\u00e2n h\u00e0ng v\u00e0 c\u00f4ng an c\u1ea7n th\u1ed1ng nh\u1ea5t v\u1edbi nhau \u0111\u1ec3 t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho b\u00ean vay l\u00e0 ng\u01b0\u1eddi ti\u00eau d\u00f9ng. T\u00f4i \u1ee7ng h\u1ed9 vi\u1ec7c cho ph\u00e9p ph\u00eda ng\u00e2n h\u00e0ng n\u1eafm gi\u1eef t\u00e0i s\u1ea3n g\u1ed1c, h\u1ed3 s\u01a1 g\u1ed1c, c\u00f2n c\u01a1 quan c\u00f4ng an c\u00f3 th\u1ec3 ch\u1ea5p nh\u1eadn b\u1ea3n sao c\u00f3 c\u00f4ng ch\u1ee9ng v\u00e0 c\u00f3 x\u00e1c nh\u1eadn c\u1ee7a ph\u00eda ng\u00e2n h\u00e0ng r\u1eb1ng \u0111\u00e2y l\u00e0 t\u00e0i s\u1ea3n \u0111ang \u0111\u01b0\u1ee3c cho vay\u201d.<\/p>\n

Theo th\u00f4ng l\u1ec7 c\u0169ng nh\u01b0 v\u1ec1 t\u01b0 duy, ng\u00e2n h\u00e0ng l\u00e0 b\u00ean cho vay n\u00ean tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 l\u00e0 vay th\u00ec ph\u1ea3i tr\u1ea3. Nh\u01b0ng \u00f4ng C\u1ea5n V\u0103n L\u1ef1c b\u0103n kho\u0103n khi \u00f4 t\u00f4 l\u00e0 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o, n\u1ebfu t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o \u0111\u00f3 kh\u00f4ng c\u00f3 gi\u1ea5y t\u1edd g\u1ed1c, b\u00ean \u0111i vay l\u1ea1i thi\u1ebfu thi\u1ec7n ch\u00ed, ch\u1eb3ng h\u1ea1n nh\u01b0 c\u00f3 th\u1ec3 l\u00e0m m\u1ea5t xe, th\u00ec b\u00ean ng\u00e2n h\u00e0ng s\u1ebd kh\u00f4ng bi\u1ebft l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 th\u1ef1c hi\u1ec7n quy\u1ec1n t\u00e0i s\u1ea3n c\u1ee7a m\u00ecnh.\/.<\/p>\n

 <\/p>\n

(Infonet)<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

BVD – Tr\u01b0\u1edbc m\u1eaft, trong b\u1ed1i c\u1ea3nh 1,3 tri\u1ec7u xe \u00f4 t\u00f4 th\u1ebf ch\u1ea5p \u1edf ng\u00e2n h\u00e0ng \u0111ang \u201cvi ph\u1ea1m ph\u00e1p lu\u1eadt\u201d nh\u01b0 v\u1eady, n\u1ebfu nh\u01b0 x\u1eed ph\u1ea1t s\u1ebd g\u00e2y b\u1ea5t l\u1ee3i cho ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng, ho\u1ea1t \u0111\u1ed9ng v\u1eadn t\u1ea3i, v\u00e0 ho\u1ea1t \u0111\u1ed9ng kinh t\u1ebf x\u00e3 h\u1ed9i n\u00f3i chung. Tr\u01b0\u1edbc nh\u1eefng tranh c\u00e3i v\u1ec1 […]<\/p>\n","protected":false},"author":2,"featured_media":23418,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[113,115,136,111],"tags":[1632,1633],"_links":{"self":[{"href":"https:\/\/baovietduc.de\/wp-json\/wp\/v2\/posts\/23416"}],"collection":[{"href":"https:\/\/baovietduc.de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baovietduc.de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baovietduc.de\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/baovietduc.de\/wp-json\/wp\/v2\/comments?post=23416"}],"version-history":[{"count":0,"href":"https:\/\/baovietduc.de\/wp-json\/wp\/v2\/posts\/23416\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baovietduc.de\/wp-json\/wp\/v2\/media\/23418"}],"wp:attachment":[{"href":"https:\/\/baovietduc.de\/wp-json\/wp\/v2\/media?parent=23416"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baovietduc.de\/wp-json\/wp\/v2\/categories?post=23416"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/baovietduc.de\/wp-json\/wp\/v2\/tags?post=23416"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}